5 Ways to Remove Collections from Your Credit Report
Having a collections record on your credit file can negatively impact your credit score. While collection accounts do less damage the older they get, they will still remain on your report for 7 years....
View ArticleCFPB and FTC Join Together in Big FDCPA Case
The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) filed a joint amicus brief in November in a big case involving alleged debt collection violations in the use of...
View ArticleFederal Regulators Enhance Scrutiny of Debt Collectors; Update to FDCPA in...
The Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) will begin increased scrutiny of collection practices of financial institutions and debt...
View ArticleReasons to Stop Paying Private Student Loans
Those who have federal student loans have a variety of options for handling them. When a private student loan lender will not work with a student, however, what choices does he/she have? One option,...
View ArticleMedical Debt Affects Nearly Twenty-Percent of Americans
According to a recent study from the Consumer Financial Protection Bureau, about 43 million people – nearly 20% of all U.S. consumers – have unpaid medical debts. “When people fall ill and end up at...
View ArticleHow to Expose Fake Debt Collectors
Perhaps many of us have received a suspicious “debt-collection” call, often from a phone number we do not recognize. We may answer anyway, only for a robot or unfamiliar voice to claim that we owe an...
View ArticleFederal Regulators Enhance Scrutiny of Debt Collectors; Update to FDCPA in...
The Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) will begin increased scrutiny of collection practices of financial institutions and debt...
View ArticleCFPB and FTC Join Together in Big FDCPA Case
The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) filed a joint amicus brief in November in a big case involving alleged debt collection violations in the use of...
View Article35% of Americans are Dealing with Debt Collection
A new study that was jointly performed by Urban Institute and Encore Capital Group (a debt buyer) found that 35% of US adults are in some way a part of the debt collection system. In addition, of this...
View Article9 Tips for Dealing with Collection Agencies
Even though the economy seems to be rising, there are still plenty of Americans who are struggling with debt. A recent study by the Urban Institute found that around 35% of Americans are having debt...
View Article5 Tips to Help Consumers Deal with Debt Buyers
There is a huge business that is centered around buying debts from companies and then harassing consumers to pay these debts. However, according to federal law there is a time period in which a...
View ArticleReasons to Stop Paying Private Student Loans
Those who have federal student loans have a variety of options for handling them. When a private student loan lender will not work with a student, however, what choices does he/she have? One option,...
View ArticleMedical Debt Affects Nearly Twenty-Percent of Americans
According to a recent study from the Consumer Financial Protection Bureau, about 43 million people – nearly 20% of all U.S. consumers – have unpaid medical debts. “When people fall ill and end up at...
View ArticleHow to Expose Fake Debt Collectors
Perhaps many of us have received a suspicious “debt-collection” call, often from a phone number we do not recognize. We may answer anyway, only for a robot or unfamiliar voice to claim that we owe an...
View Article1st Premier Recovery Services
Are you being harassed by 1st Premier Recovery Services over a debt? Stop the debt harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection...
View ArticleStudent Loan Debt Nightmares
Steve Mason and his wife were living a life that was fairly ordinary, and then one day tragedy struck. There 27-year-old daughter died of liver failure, leaving behind three children and a ton of...
View ArticleFederal Regulators Enhance Scrutiny of Debt Collectors; Update to FDCPA in...
The Consumer Financial Protection Bureau (CFPB) and the Office of the Comptroller of the Currency (OCC) will begin increased scrutiny of collection practices of financial institutions and debt...
View ArticleUnderstanding Who Can Pull Your Credit Report Legally
Your credit report contains a great deal of personal information about you, including your social security number and a record of your accounts and debts. This is information you certainly don’t want...
View ArticleCFPB and FTC Join Together in Big FDCPA Case
The Consumer Financial Protection Bureau (CFPB) and the Federal Trade Commission (FTC) filed a joint amicus brief in November in a big case involving alleged debt collection violations in the use of...
View ArticleIllegal Practices of Debt Collectors
Dealing with debt is never easy, and being harassed by relentless debt-collectors only adds more stress and exacerbates the situation. The Federal Trade Commission (FTC) estimates that about 30 million...
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