California law protects people from abusive debt collectors California has a comprehensive law that protects people from abusive debt collectors; the California Fair Debt Collection Practices Act is the state equivalent of the federal Fair Debt Collections Practices Act. The CFDCPA offers more consumer protections than the federal law; California residents are protected by both. The FDCPA lays out how and when debt collectors can communicate with people, and what behavior they must align with. The law applies only to agencies collecting debts on someone else’s behalf. In California, the law goes a little further—it sets limits on debt collectors [...]
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